First Abu Dhabi Bank GEMS World Credit Card

GEMS World Credit Card

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Annual Fee
AED399
Annual Fee Benefit(s)
  • Spend-based waiver from Y-2
0% Balance Transfer
For 12 months
Sign Up Offer(s)
CinemaAirport Lounge Access

Rewards Program

The rewards program associated with the FAB GEMS World Credit Card is particularly appealing for families. Cardholders can earn up to 4.25% cashback on GEMS school fee payments, which can lead to substantial savings over time. Furthermore, the card offers 10% cashback on other school-related expenses, such as uniforms and extracurricular activities. For daily spending, users can earn up to 1% cashback, while international spending can yield up to 2% cashback. This comprehensive rewards structure ensures that cardholders can maximize their benefits while managing their everyday expenses. The card also provides access to exclusive offers and discounts, enhancing the overall value of the rewards program

Benefits

The FAB GEMS World Credit Card comes with a variety of benefits tailored to families. Cardholders can enjoy discounted cinema tickets, free airport lounge access, and a 20% discount at Emaar attractions. These lifestyle benefits add significant value to the card, making it more than just a financial tool. The card also includes additional services such as Credit Shield, Balance Transfers, and Quick Cash, which provide further financial flexibility and security. With these features, the card is well-suited for families looking to balance their educational expenses with leisure activities

Min. Monthly Income

AED8,000

Annual Fee Terms

Year 1: annual fee.

From year 2: fee AED 399 including VAT unless you spend at least AED 24,000 spend in a year (non-educational spending) in the prior year, in which case the fee is waived.

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