Dubai Islamic Bank DIB SHAMS Signature Covered Card

DIB SHAMS Signature Covered Card

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Annual Fee
AED523.95
Annual Fee Benefit(s)
  • Free for 1st Year
  • Spend-based waiver from Y-2
0% Balance Transfer
Upto 12 months
Sign Up Offer(s)
  • Up to 100,000 Wala’a rewards
Valet ParkingPurchase ProtectionAirport Lounge AccessTravel InsuranceAirport Transfers

Rewards Program

The rewards program associated with the DIB SHAMS Signature Covered Card is particularly appealing, offering cardholders the chance to earn 10 Wala’a rewards for every AED 1 spent on dining and travel. There are also specific earning potentials for international spends and domestic transactions, with maximum caps on rewards per month. The card provides a structured rewards system that encourages spending in key categories, ensuring that cardholders can maximize their benefits. Additionally, the card features a welcome bonus of up to 100,000 Wala’a rewards for new customers, which can be redeemed for various rewards, enhancing the overall value proposition of the card

Benefits

Cardholders can enjoy a range of benefits, including complimentary airport transfers, valet parking, and access to airport lounges. The card also offers travel and medical coverage of up to US$500,000, ensuring peace of mind while traveling. Other benefits include roadside assistance, buyers protection, and the ability to obtain supplementary cards free of charge. The card's extensive benefits package is designed to cater to the needs of frequent travelers and diners, making it a comprehensive choice for those looking to enhance their lifestyle

Min. Monthly Income

AED10,000

Annual Fee Terms

Year 1: no annual fee.

From year 2: fee AED 523.95 including VAT unless you spend at least AED 30,000 spend in a year in the prior year, in which case the fee is waived.

Sign Up Offer Terms

  • USD 10,000 spend within 90 days

Reviews

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