Dubai Islamic Bank DIB SHAMS Infinite Covered Card

DIB SHAMS Infinite Covered Card

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Annual Fee
AED733.95
Annual Fee Benefit(s)
  • Free for 1st Year
  • Spend-based waiver from Y-2
0% Balance Transfer
Upto 12 months
Sign Up Offer(s)
  • Up to 200,000 Wala’a Rewards
Gym / Fitness MembershipTravel InsuranceAirport TransfersAirport Lounge AccessPurchase ProtectionValet ParkingGolf

Rewards Program

The rewards program associated with the DIB SHAMS Infinite Covered Card is robust and designed to cater to the needs of frequent diners and travelers. Cardholders can earn 10 Wala’a rewards for every AED 1 spent on dining and travel, with a maximum of 20,000 rewards per month. Additionally, there are various cashback offers available for specific merchants, allowing users to maximize their earnings. New cardholders can also benefit from welcome bonuses, including substantial rewards for meeting spending criteria within the first 90 days. This program not only incentivizes spending but also provides flexibility in how rewards can be redeemed, making it a valuable asset for those who enjoy dining out and traveling

Benefits

The DIB SHAMS Infinite Covered Card offers a plethora of earnings and benefits that enhance the overall value of the card. Cardholders can enjoy complimentary services such as airport transfers, valet parking, and access to fitness clubs, which add significant value to the card. The card also provides travel insurance coverage, ensuring peace of mind while traveling. Furthermore, users can take advantage of exclusive offers at various merchants, including cashback on specific purchases. The card's design encourages users to engage in spending that earns rewards, making it a practical choice for those who frequently dine out or travel. Overall, the benefits associated with this card are extensive and cater to a wide range of lifestyle needs

Min. Monthly Income

AED30,000

Annual Fee Terms

Year 1: no annual fee.

From year 2: fee AED 733.95 including VAT unless you spend at least AED 60,000 spend in a year in the prior year, in which case the fee is waived.

Sign Up Offer Terms

  • USD 15,000 spend within 90 days from Card issuance date

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