Users can enjoy a 20% discount on Talabat orders and access to exclusive Mastercard Titanium privileges. The card also provides flexible repayment options, allowing users to repay as per their monthly schedule or all at once without any extra charges. Annual Fee Terms & Conditions: The card has no annual fee in the first year. From the second year onwards, an annual fee of AED 300 applies unless a minimum spend of AED 9,000 is met, in which case the fee is waived.